Bitcoin evangelist and MicroStrategy CEO Michael Saylor today said his company will offer employees access to Bitcoin retirement plans.

MicroStrategy employees will be able to invest in the biggest cryptocurrency by market cap as part of 401(k) savings accounts, he said on Twitter and in an interview with CNBC.

The announcement comes just as Fidelity Investments, America’s largest provider of 401k savings accounts, rolls out the Digital Assets Account, giving companies access to Bitcoin.


MicroStrategy will work with Fidelity to let employees add Bitcoin to their retirement funds. A 401(k) account allows employees to get a tax break on money they contribute from their salary toward a retirement plan.

“Bitcoin is digital property and that makes it the perfect asset for a retirement plan,” Saylor said on CNBC. He claimed that MicroStrategy employees had requested adding Bitcoin to their 401(k) accounts.

“It is less risky than bonds, stocks, commercial real estate, than gold—it was kind of built for this,” Saylor added. “I think Fidelity has put their finger on an issue.”


MicroStrategy is a tech firm that provides mobile software and cloud-based services to companies. It also has a lot of Bitcoin on its balance sheet—nearly $5 billion worth, according to Bitcoin Treasuries.

In 2020, Saylor started a Bitcoin-buying spree, helping fuel a bull run. He said at the time that Bitcoin was a better investment than gold, stocks, and bonds in the face of the U.S. dollar losing value. 

Now, Saylor says Bitcoin is digital property and in years to come will appreciate massively.

And his employees, he says, agree with him. 

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