$103,888.00
-1.86%$2,528.25
-3.14%$2.15
-2.30%$656.20
-2.24%$154.21
-5.44%$0.999827
-0.00%$0.188744
-7.79%$0.268907
-1.19%$0.670411
-5.31%$2,527.44
-2.98%$103,750.00
-1.72%$3,041.45
-3.20%$32.06
-3.62%$3.17
-9.01%$13.78
-5.08%$20.39
-6.20%$0.262785
-4.18%$408.36
-0.47%$8.75
-4.97%$3.08
-7.27%$0.00001243
-6.67%$0.99985
-0.01%$0.162818
-7.74%$2,527.28
-3.01%$85.78
-5.06%$2,701.53
-2.89%$4.02
-4.39%$325.13
-2.32%$1.00
0.19%$4.72
-4.41%$1.001
0.08%$0.0000113
-13.14%$0.625647
-7.40%$31.20
-1.46%$103,880.00
-1.77%$247.45
-0.83%$6.03
-8.30%$400.14
-2.21%$0.103387
5.02%$50.19
-1.46%$1.18
0.18%$4.65
-9.12%$2.40
-8.93%$1.00
0.00%$185.94
-5.65%$32.80
-6.76%$0.812606
-6.56%$16.85
-4.12%$4.76
-5.80%$1.053
0.02%$19.20
-2.86%$0.670179
-1.27%$0.085318
-8.28%$0.999902
0.11%$10.87
-5.50%$0.02369392
-5.58%$3.79
-7.62%$104,145.00
-0.70%$4.28
-3.93%$4.44
0.12%$0.727126
-11.86%$0.209337
-5.10%$1.14
-6.20%$0.300102
-13.46%$2.52
-5.44%$0.999288
0.11%$0.339831
-8.11%$0.191534
-6.24%$4.42
-2.44%$2,531.14
-3.19%$105.04
-2.25%$0.511578
-9.27%$11.26
-0.56%$2.14
-9.78%$162.35
-5.29%$2.01
-6.74%$1.001
0.22%$0.00001615
-8.89%$0.387766
-5.92%$1.22
-0.19%$2,874.31
-3.00%$2,639.54
-2.84%$11.91
-15.98%$0.725792
-7.90%$3.88
-3.29%$0.632249
-8.80%$0.01646252
-6.35%$1.079
-5.64%$0.18957
-7.43%$0.999887
0.19%$0.538298
-7.90%$103,696.00
-1.90%$0.637661
-8.73%$0.059464
-1.56%$2,702.46
-3.12%$0.999636
0.02%$0.094036
-5.47%$1,574.20
-1.86%$0.945995
-15.85%$0.650607
-7.77%$1.00
0.01%$655.82
-2.20%$103,718.00
-1.47%$2,645.47
-3.01%$2,658.39
-3.16%$171.57
-5.44%$3,294.23
-0.39%$104,463.00
-1.10%$0.804376
-20.57%$14.02
-0.96%$3,304.48
-0.38%$0.00008133
-11.75%$46.77
-9.44%$0.734137
-7.24%$200.37
-5.00%$0.01513889
-5.95%$2.27
-7.16%$0.812631
-15.95%$0.01618799
-7.59%$2.45
-7.94%$0.697439
-8.90%$20.60
-7.25%$0.17734
-6.62%$1.00
0.02%$0.00000068
-3.77%$111.26
0.02%$103,343.00
-2.22%$33.18
-3.33%$0.267979
-5.74%$4.00
-3.08%$0.113065
-7.81%$0.487037
-12.91%$0.997845
0.06%$2.01
-0.06%$0.00982093
-11.67%$0.104229
-5.56%$3.23
-5.91%$0.563411
-5.15%$1.09
-0.10%$1.64
-5.62%$2,526.54
-3.17%$0.01690903
-0.76%$0.355565
-5.60%$2,529.03
-2.84%$1.66
-2.75%$0.206145
3.53%$0.528971
-3.54%$2,611.56
-2.66%$2,700.15
-3.13%$1.79
-8.50%$1.10
0.07%$0.270012
-3.17%$103,614.00
-2.05%$2,527.31
-3.01%$0.998816
0.12%$0.04981949
-15.86%$0.00599208
-11.05%$0.189263
-7.68%$0.60015
-12.30%$0.066144
3.00%$103,695.00
-1.82%$0.999729
-0.02%$1.88
-6.68%$0.415859
2.57%$0.999755
0.12%$0.04819677
-9.85%$15.02
-7.33%$0.514291
-3.92%$0.00421992
-5.50%$10.23
-8.95%$0.00000042
-0.73%$0.356895
-9.26%$31.91
-4.37%$100,893.00
-1.71%$6.29
-9.04%$1.089
-0.01%$0.525841
-9.81%$5.76
-7.49%$0.99965
-1.17%$0.00002035
-3.30%$0.129907
-8.66%$0.00701002
-5.91%$2.49
-6.61%$1.002
-0.06%$0.391187
-3.18%$1.28
-15.59%$0.592796
-5.67%$2,517.25
-3.07%$1.00
0.02%$2,731.41
-3.50%$34.63
-4.57%$0.074081
-7.86%$2,680.08
-3.72%$0.03831559
-4.73%$40.44
-2.39%$0.01874055
-2.60%$1.10
-12.06%$0.0039055
-3.18%$0.143593
-6.71%$0.00423046
4.48%$1.29
-4.55%$0.00000091
-11.27%$0.330638
-8.47%$2,782.22
-3.26%$103,937.00
-0.82%$0.07592
-14.89%$0.35629
-8.76%$31.76
-4.23%$0.136296
-9.19%$127.80
-4.75%$1.24
-8.48%$2,756.78
-2.94%$103,894.00
-1.88%$0.134933
-7.95%$0.00623311
-8.33%$0.777299
-4.90%$19.79
-1.27%$0.03263486
-3.69%$2,529.96
-3.38%$0.209497
-5.23%$0.999657
0.06%$1.001
0.31%$0.999887
-0.02%$0.00005671
-3.97%$1.00
0.01%$20.31
-6.31%$2,525.39
-3.17%$0.31428
-6.49%$0.506197
-20.68%$166.99
-5.81%$0.00000147
-3.53%$0.00336026
-1.08%$0.643759
-9.16%$0.306249
-8.65%$0.203596
-8.61%$0.999772
-0.01%$0.00407329
-11.88%$0.698223
0.11%$1.71
2.43%$3,290.84
-0.23%$0.606414
-4.17%$2,086.62
-1.93%$21.67
-4.23%$2.22
-11.26%$15.83
-6.36%$0.209507
-8.18%$172.46
-5.29%$3,034.47
-3.09%Reading
U.S. and state regulators have been taking aim at crypto rewards platforms such as BlockFi and Celsius for the last year. In a direct blow, the latter has agreed to stop paying rewards to non-accredited (read: financially well-off) U.S. investors on any new deposits starting April 15.
Accredited investors will still be eligible for rewards, as will non-accredited customers' assets that are already held by Celsius. The new rules don't apply to non-U.S. customers.
The change will dent Celsius' business model, which works like this: Customers store their crypto assets with the company and earn interest (i.e., rewards) in the form of more coins and tokens. For instance, Celsius currently offers over 7% annual returns on stablecoins such as USDC and Tether, 5.5% for Solana and over 3% for wrapped Bitcoin. Celsius then loans those pooled tokens out at higher rates to borrowers.
Caitlin Long spent nearly two decades at big banks Credit Suisse and Morgan Stanley before she went all in on Bitcoin. Now her company Custodia is seeking to offer banking services to crypto companies long shut out by the big banks. She talks to Dan Roberts and Jeff Roberts about identifying as a Bitcoin maximalist, crypto regulation in DC, and Web3 culture. Watch and make sure to subscribe to the gm podcast on Apple or Spotify.
Several state securities regulators, including Texas, New Jersey, and Alabama, accused Celsius and competitor BlockFi of offering unregistered securities. The U.S. Securities and Exchange Commission and other regulators view high-interest accounts as securities, just like unsecured bonds—with borrowers repaying a loan without putting up collateral. (As for why securities regulators would care, it's because consumers could get shafted if borrowers default.)
In February, BlockFi settled with the SEC and 32 states for $100 million over failing to register its BlockFi Interest Accounts. While it neither admitted nor denied the SEC's charges, BlockFi did scuttle the accounts for U.S. users, saying it planned to create an SEC-registered product that would "allow clients to earn interest on their crypto assets."
Crypto lending firm BlockFi must pay $100 million to federal and state securities regulators to settle charges that it failed to properly register its high-yield Blockfi Interest Accounts (BIAs), according to a press release Monday from the Securities and Exchange Commission. The news first broke late Friday night and was confirmed with details by the agency this morning. Lawyers within the crypto space say that while the terms of the settlement may provide a regulatory playbook for centralized...
Now, Celsius is going a similar route—albeit without a $100 million settlement—and citing "ongoing discussions with United States regulators" as the impetus behind changing its Earn product so that only accredited investors can take home interest.
It says that on Friday, April 15, Celsius will release a new "Custody" product in licensed U.S. jurisdictions: "Custody will serve as the centerpiece of your home for crypto, providing a secure way to navigate across Celsius’ products, including store, access, borrow, spend, earn and grow."
Yes, earn and grow—but by how much?
Back and forth headlines about the institution of President Donald Trump’s trade tariffs have led to volatility in the crypto market, now down nearly 5% in the last 24 hours according to CoinGecko. It’s been led by a pullback in alts like XRP and Solana. The pair have dropped by 4.5% and 5.1% respectively, underperforming Bitcoin in the process, which has only fallen by 1.6% to $105,370 in the same time frame. Other popular alternative crypto assets, like Dogecoin and Sui have fallen as well, dr...
A decade after being sentenced to two life terms plus 40 years without parole, Silk Road founder Ross Ulbricht took the stage at the Bitcoin 2025 conference on Thursday, a free man. No longer behind bars, Ulbricht was overwhelmed by how much the world, Bitcoin, and technology had changed since his imprisonment. “Just a few months ago, I was trapped behind those prison walls and didn’t know if I would ever get out,” Ulbricht said. “Now I’m free, and it’s because of you.” Choking up as he recalled...
The Bank of Russia said Wednesday that financial institutions may offer crypto-linked derivatives to qualified investors, marking a cautious yet significant step towards regulated crypto exposure in the country. “Financial institutions may offer qualified investors financial derivatives, securities, and digital financial assets whose yields are linked to cryptocurrency prices,” the central bank said in a statement. The instruments must be “non-deliverable,” meaning they cannot result in the actu...
